Blackjack Calculator

Calculate a blackjack hand or payout

Enter ranks rather than a finished total

Use one token per card, separated by spaces or commas. For example, A 6 9 and A,6,9 describe the same three-card input.

Lower-case letters are accepted. T, J, Q, K and 10 each count as a ten-value card. A means ace; the remaining accepted numerical ranks are 2 through 9.

The calculator uses the actual ranks to identify aces and count cards. Entering only “18” does not describe whether the hand was ace–7, ten–8 or another combination, so it is not an accepted card rank.

Suits are not needed for ordinary point totals. This calculator does not evaluate a suited side-bet pattern, check a physical shoe’s remaining cards or determine every game’s splitting eligibility.

Read card values if you need the underlying point rules.

Aces change value when the total requires it

An ace starts at 1 in the arithmetic. If one ace can instead count as 11 without taking the hand over 21, the calculator adds 10 and labels the hand soft.

Ace–6 is soft 17. Adding a 9 makes the ace count as 1, giving hard 16. The result is not a bust at 26.

With ace–ace–9, one ace counts as 11 and the other as 1: soft 21. With another king added, both aces must count as 1, giving hard 21.

A total above 21 is labelled bust under these conventional values. It does not become a legal hand because a previous result was a win or a stake plan calls for another step.

Use hard and soft hands to understand why two hands with the same numerical total can belong to different decision categories.

Keep a two-card natural separate from other 21s

The original-hand model identifies a two-card ace plus a ten-value card as a natural pattern. Choose “After a split” when the same two-card combination belongs to a split hand; the output distinguishes it from an original-hand natural.

A three-card 21 is also different. Ace–ace–9 totals 21 but does not meet the two-card pattern.

The hand-origin choice is information you supply, not something the calculator can verify from an account or game history. Read the actual game’s natural, split-hand and special-payout rules.

The payout selector is deliberately independent. Choosing a 3:2 natural in that section applies the stated ratio to the stake; it does not inspect the card field and approve the hand.

Read the net result and settlement return together

For a fictional C$14 stake with an ordinary 1:1 win, profit is C$14. The settlement return is C$28: the stake plus that profit.

For a qualifying C$14 natural at 3:2 profit, profit is C$21 and total return C$35. At 6:5 profit, the same stake earns C$16.80 and returns C$30.80.

A C$14 push returns C$14 with zero net result. A full loss returns nothing and produces a C$14 loss. An eligible half-stake surrender returns C$7 and loses C$7 under that selected assumption.

These are ratio calculations, not verified terms for every listed table. Read blackjack payouts before interpreting a displayed return as profit.

Fractional-cent arithmetic is different from game rounding

Some small inputs produce fractions of a cent. A C$0.01 stake at 3:2 profit earns a mathematical C$0.015 and returns C$0.025.

The calculator displays that fraction rather than silently changing it to a whole-cent answer. It is not a claim that a real cashier or game credits that amount.

Check permitted stake increments, rounding and settlement rules in the actual game. A mathematically valid tiny input also does not establish that a table accepts it.

Inputs are restricted to positive amounts with no more than two decimal places. A blank amount, zero, negative number, currency prefix or third input decimal produces an explanation rather than a stale answer.

Check the actual blackjack rules and payouts

The saved regional records below cover Jackpot City, Spin Casino, Royal Vegas, Ruby Fortune and Betway. They do not establish the same payout, stake minimum or split-hand treatment across every game and region.

Affiliate disclosure: We may earn a commission through these links. Offers have qualifying-payment, account and game conditions. Read our affiliate disclosure and editorial policy.

All of CanadaOntarioAlberta

Select the relevant region for its operator links. All of Canada is the general list; individual location and offer restrictions apply.

Blackjack site comparison: All of Canada

Casino	Welcome offer and key terms	Casino link
Jackpot City	Up to C$1,600 welcome bonus Four 100% matches up to C$400 each. C$10 minimum per stage; 35× bonus wagering. New players; terms apply. Withdrawal cap may be 6× your first deposit; excess forfeited. Progressive wins exempt. Claim all deposit stages within 7 days of registration. Most blackjack contributes 8%; Classic Blackjack 2%. Promotion-specific rules can differ. Maximum-stake and restricted-game conditions also apply. View offer & terms	PLAY NOW Deposit options InteracVisaMastercard
Spin Casino	Up to C$1,000 welcome bonus 100% matches: C$400, C$300 and C$300. C$10 minimum per stage; 35× bonus wagering. New players; terms apply. Withdrawal cap may be 6× your first deposit; excess forfeited. Progressive wins exempt. Claim all deposit stages within 7 days of registration. Most blackjack contributes 8%; Classic Blackjack 2%. Promotion-specific rules can differ. Maximum-stake and restricted-game conditions also apply. View offer & terms	PLAY NOW Deposit options InteracVisaMastercard
Royal Vegas	Up to C$1,200 welcome bonus Four 100% matches up to C$300 each. C$10 minimum per stage; 35× bonus wagering. New players; terms apply. Withdrawal cap may be 6× your first deposit; excess forfeited. Progressive wins exempt. Claim all deposit stages within 7 days of registration. Most blackjack contributes 8%; Classic Blackjack 2%. Promotion-specific rules can differ. Maximum-stake and restricted-game conditions also apply. View offer & terms	PLAY NOW Deposit options InteracVisaMastercard
Ruby Fortune	Up to C$750 welcome bonus Three 100% matches up to C$250 each. C$10 minimum per stage; 35× bonus wagering. New players; terms apply. Withdrawal cap may be 6× your first deposit; excess forfeited. Progressive wins exempt. Claim all deposit stages within 7 days of registration. Most blackjack contributes 8%; Classic Blackjack 2%. Promotion-specific rules can differ. Maximum-stake and restricted-game conditions also apply. View offer & terms	PLAY NOW Deposit options InteracVisaMastercard
Betway	Up to $1,000 + 50 bonus spins (account currency) 100% matches up to $500, $250 and $250 over three $10+ deposits (account currency). Opt-in; 50× bonus wagering; seven-day claim period. Terms apply. Claim all deposit stages within 7 days of registration. Bonus spins are for specified games; check blackjack contribution and maximum-stake terms. View offer & terms	PLAY NOW Deposit options Interacpaysafecard

Saved regional payment and welcome information dated October 20, 2026. Calculator inputs and default examples do not confirm a listed game’s availability, current rules or account eligibility.

Settle doubled and split hands using their actual stakes

If a C$7 hand is fully doubled by adding C$7, it has C$14 committed. Enter C$14 when calculating that whole doubled hand’s ordinary win, push or loss under the assumed settlement.

Split hands can settle differently. Calculate each hand on its own actual stake, add their returns and then subtract every committed amount.

For two C$7 hands, an ordinary win on one returns C$14 while a loss on the other returns zero. Total commitment and total return are both C$14, leaving the combined round level.

If one split hand is doubled, record that extra stake too. Do not put only the original opening chip into a calculation intended to describe the whole round.

See doubling down and splitting for the actions and rule conditions.

A card total is not a playing recommendation

This calculator does not choose hit, stand, double, split or surrender. A decision needs the hand category, dealer upcard, relevant game rules and permitted actions.

Use the hand decision calculator and the assumptions explained in basic strategy for that separate question. Do not treat the payout dropdown as a recommendation to surrender or a finding that a natural qualifies.

Likewise, a correct total does not predict the dealer’s final cards, the next draw or a winning streak. It describes the cards entered.

Recalculate after changing an input

Changing the cards, hand origin, stake or settlement assumption hides the previous result until its Calculate button is used again. This helps keep an earlier answer from appearing to belong to new inputs.

The example buttons fill a specific card set and calculate it. Reset totals restores ace–6–9 as an original-hand example; Reset payout restores a C$10 ordinary 1:1 example.

The two sections remain independent. Resetting a card example does not change the payout stake or assumption.

If a card input is rejected, check separators and ranks rather than entering a guessed total. For a money error, use digits and an optional decimal point without a currency sign or thousands comma.

Check three results against the arithmetic

Use practice play where available to learn the game’s own controls and settlement labels. Do not confuse a calculator example with an accepted real-money bet.

Keep the result within the calculator’s scope

No account details are needed for these arithmetic inputs. The calculator does not connect to a casino, read a live hand, approve withdrawals or check an offer’s game contribution.

Use bonus wagering and bonus terms for promotional calculations and conditions. Those are separate from a hand’s point total or payout ratio.

Keep a spending amount and finish time independent of a calculation. Our responsible gambling page provides support information. Send corrections to editor Shayne Currie with the exact card input, origin, stake and selected assumption.

Blackjack calculator FAQs